Florida boasts the second largest amount of coastline in the country, with 1,350 miles of land bordering the sea. Combine that with our selection of lakes and other bodies of water and it’s easy to see why our state is a boater’s paradise. Florida also leads the country in registered recreational vessels, with a whopping 7.5% of all craft in the country being registered here as of 2015 statistics.
However, that honor also comes at a price: Florida also leads the nation in boating accidents by a longshot, with just under 700 incidents involving recreational craft being reported in 2016 alone. Boat insurance is necessary for any craft, either commercial or recreational, but insurance companies aren’t always willing to pay you exactly what your craft is worth in order to get it fully repaired when you sustain damage.
When this happens, a Miami insurance claim attorney from The Morgan Law Group can help! We deliver experienced and unique legal insight into your claim and help you stand up for your rights when insurance companies refuse to stand by the policies they write. We are proudly AV® Rated by Martindale-Hubbell®, standing as a testament to our ethics and skill both in and out of the courtroom as well as our ability to get you the result you are looking for when your boat is damaged.
If you feel as though your claim has been mistreated or you are not receiving a fair deal from your insurance company, call The Morgan Law Group today by dialing (844) 818-0774 to receive a free case evaluation!
Boat insurance works a lot like car insurance. An adequate boat insurance policy should include coverage for everything from your liability while out on the water to any damage your boat sustains to any injuries that may occur while you are enjoying your trip.
Some of the most common reasons for needing to file a boat insurance claim include:
Because boat accidents can be difficult to determine the cause of, it’s not uncommon for insurance companies to try to disprove their obligation to pay out on a claim. This means you may very well receive an initial estimate that is far too low for what your claim is actually worth, and your company may attempt to intimidate you into accepting this settlement by making it sound like you have no choice and fighting back is futile. We strongly encourage you to never accept a sub-par settlement, as you’ll only wind up losing money to get your property fixed and pay all your expenses.
Let the experienced team at The Morgan Law Group help you navigate your claim. We have seen these tactics before, and we know you have rights that should be protected. Our attorneys will help you fight to obtain the full value of your claim and hold insurance companies accountable for the policies they write and you pay for.
Our team is standing by to help! Contact The Morgan Law Group now to review your case.