After a storm, water leak, or water intrusion into your home, your insurance company will typically be responsible for covering your losses and the cleanup required for your home and property. This can include repairs for mold damage and possible health-related effects caused by the presence of mold in the home. The problem is, most residential and business insurance policies exclude coverage for damages related to mold, which can be frustrating and costly for policyholders.
If you are having difficulty reaching a fair agreement with your insurer regarding mold damage, contact Morgan Law Group. We regularly represent homeowners, business owners, and condo/homeowners associations in resolving insurance claim disputes involving mold and water damage. Our law firm has decades of experience and success navigating complex mold damage claims, and we can utilize creative, insightful strategies to help you obtain the compensation you need.
Mold can cause severe health complications, including:
Mold damage claims can be confusing because most policies do not include coverage for mold damage. Our law firm can investigate the cause of your damage to see whether your claim can be linked to water damage, which is typically covered under most insurance policies.
For example, if the mold was caused by a pipe burst or rain water after a storm, then we can make a strong argument that the mold was caused by water and that the mold exclusion does not apply. Such claims should always be handled by a skilled insurance attorney who can provide unique insight and a sophisticated understanding of insurance policy coverages.
Take action immediately after your home has suffered mold or water damage. Our Miami insurance lawyers are ready to discuss your claim during a free consultation.
Contact us at (844) 818-0774 or schedule a consultation online.