About Morgan Law Group

What Is Bad Faith Insurance?

Both the insurance company and the policyholder must fulfill their obligations according to the terms of the contract. This applies to homeowners’ insurance policies, automobile policies, life insurance, health insurance, and commercial liability policies. Both parties must act in good faith to uphold their end of the contract. If your insurer mishandles or wrongfully denies your claim, you may be able to file a bad faith insurance claim to seek compensation for the damages you were initially entitled to, as well as additional damages.

Common examples of bad faith insurance:

  • An insurer denies a claim for no valid reason
  • An insurer knowingly offers less than the policy coverage amount
  • An insurer intentionally misrepresents the terms of coverage
  • An insurer does not investigate a claim
  • An insurer delays a settlement unnecessarily

Delaying or denying a claim for no reason, and offering less than what a policyholder is due per the terms of the contract, are common examples of bad faith on the part of the insurance company. Our Miami bad faith insurance lawyers have more than 4 decades of experience. We understand the importance of seeking financial relief from your insurance provider following a disaster. If your insurer is mishandling your claim or acting in bad faith, we will help you file a bad faith insurance claim to seek damages. Our team will review your insurance policy, gather evidence to support your claim, and aggressively represent you throughout the process.

Contact The Morgan Law Group, P.A. today to get started with a free initial consultation.