Skilled Fire Damage Claim Lawyers In Florida
At The Morgan Law Group, P.A., our Florida fire damage claim attorneys know how devasting a property fire can be. Even if the flames were extinguished quickly, the smoke and ash damage can lead to expensive repair bills and even complete loss. Property insurance coverage protects home and condo owners from having to pay for these damages out of pocket, which provides confidence when its time to file a claim. You have paid your premiums. You know the coverage is included in your policy. Why wouldn’t the insurance company pay for your losses?
Unfortunately, our clients in Florida and throughout the State of Florida know that fire damage claims are more complex than submitting your expenses and receiving a check for the damages. That is where our fire damage lawyers in Florida come in. Insurance companies will do everything in their power to discredit your fire’s cause, so they do not have to pay for the damage that occurred. Or, if they do pay, you may not get the full amount you need to successfully recover from the fire. We can help you pursue the maximum financial recovery that is outlined in the policy your insurance company wrote, using our experience, skill, and legal resources to ensure your property is replaced in the manner in which you deserve.
How Many Fires Occur Each Year In The United States?
According to the U.S. Fire Administration, there were 1,319,500 fires last year in the United States.
Those fires caused:
- 3,400 deaths
- 14,670 injuries
- $23 billion in losses
The USFA describes residential fires as the leading property type for:
- Nearly 77% of all fire injuries
- Over 73% of all fire deaths
- More than 54% of all the financial losses from fires
What Are The Most Common Causes Of Residential Fires?
At The Morgan Law Group, P.A., our fire damage insurance claims lawyers in Florida know that fires can happen anywhere, including your home, condominium, garage, or even in your backyard. When a fire does occur, it only takes seconds for the damage to follow, and the fallout of a lingering flame can devastate our home, property, and possessions.
The common causes of residential home and property fires can include, but are not limited to:
- Appliance failures
- Children playing with fire
- Christmas trees and decorations
- Cooking equipment and accidents
- Defective wiring
- Electrical equipment
- Flammable liquids
- Gas Leaks
No matter how the fire on your property occurred, our fire damage claims attorneys in Florida can assist you in preparing your insurance claim and negotiating the financial requirements necessary to make you whole again. If you have already submitted a claim and it has been rejected or delayed, we would like to help you get the financial results you deserve by pursuing the insurance company for the full coverage you have paid for.
What Types Of Fire Damage Insurance Claims Can The Morgan Law Group P.A? In Florida Help With?
Fire damage requires specialized care and cleanup, and depending on the structure that was damaged, different parties and their insurance companies may be responsible for the damages.
At The Morgan Law Group, P.A., our fire damage insurance attorney in Florida represent:
- Homeowner’s or Condominium Associations
- Business property owners
- Vehicle owners
Should I Take My Florida Insurance Company’s Word For Partial Damage Payouts?
The basic rule of thumb when dealing with insurance companies is that they are never going to value your losses at the proper rate that is covered by your policy. Their objective is to pay as little as possible, or even reject payment altogether.
If your insurance company offers a partial payment for the damages their adjuster has assessed, it is important to do your own investigation to ensure the overall damage is accounted for, and our Florida fire damage claims lawyer can help ensure you have covered all of your bases.
Those losses can include:
- Hidden damage from water sprinklers, smoke, and ash that can cause mold, diminished air quality, and damaged ducts
- Inadequate or improper cleaning and repair methods
- Disputes over replacement part matching and line of sight repairs that should return your property to a “uniform and consistent appearance” — even if that means replacing undamaged items like carpeting or roof tiles
How Can The Morgan Law Group P.A. Help Me Recover The Full Value Of My Fire Damage Insurance Claim In Florida?
Being involved in a dispute with your insurance company can be time-consuming and emotionally taxing. After all, the reason you have fire damage insurance outlined in your policy is so you will be completely protected from those damages when they occur.
Stop trying to fight the insurance company on your own. You deserve more, and our experienced fire damage claims lawyer in Florida will pursue your insurance company for the best financial outcome available for your case.
Our fire damage claims law firm’s negotiation and litigation skills are second to none in property damage claims recovery, and if we do not win your case either through a settlement or jury verdict, you pay us nothing.
Contact our accomplished fire damage claims attorneys in Florida at The Morgan Law Group, P.C. today by calling (844) 818-0774 to schedule a free consultation. Our Fire Damage Claim lawyers will provide a full assessment of what your claim is worth quickly and effectively, so we can begin holding the insurance company responsible for the repayment you deserve.